Wednesday, December 21, 2016

Wedding Plan - Step 1

Dearest and I started planning on our wedding around 2 weeks back. So recently we have been rather active in researching for all the wedding thingy~

And just 2 days ago, we have gotten our potential wedding dates from the Feng Shui master!
This is our 1st step towards planning for the wedding =)

We were given 3 dates, but we definitely preferred the earliest one.
So now, we can start working towards that date. 
Hopefully the venue that we want would still be available by the time we confirm. *pray

This whole planning for our wedding is rather challenging, as it consists a lot of comparisons, and each with their own complexity. 


Hopefully our efforts into all these research would help us to save some money for the wedding =)

Wednesday, December 14, 2016

Breakdown of fees involved in trading

So I emailed my broker the other day and he promptly called me to say that I will receive a mail on the breakdown of the fees involved. Save the trouble of me figuring it out 😁

Here's the breakdown!

Proceeds  $115.50
(1) Brokerage Amt $25 (Min.)
(2) Clearing Fee $0.03 (0.0325%)
(3) Misc Fee $0
(4) SGX Trading Fee $0.01 (0.0075%)
GST @ 7% for (1) to (4) $1.75
Net Amt $142.29
Jiayou to me on making investments!

Saturday, December 10, 2016

My 1st experience of shares trading!

After setting up my SGX account and brokerage account with OCBC for more than half a year, I have finally made my first purchase of shares! >_< Although given by my age (of 29) it seems like a 'meh' kind of event, but I felt that it is quite a big step for me.

Recently I have been wanting to do a purchase as part of the list of things I want to accomplish this year. So on Thursday night I was going into my account and looking at just doing a simple purchase to understand the whole process of buying.

I'm not really literate in this area, but from what I have gathered, buying ETF stocks seemed to be a rather conservative and safe approach to familiarizing myself with the environment. So I went into my account, and took a look at what I think are the 2 prominent ETF stocks in Singapore.

1) SPDR Straits Times Index ETF (ES3.SI) @ 1.15
2) ABF Singapore Bond Index Fund (A35.SI) @ 3.00

I thought for a 1st purchase of trying it out, I would just buy the minimum number of shares at the minimum price. So I placed an order of 100 lots of STI ETF @ 1.15.

Some time on Friday, I received notifications that my purchase went through, and I have officially bought my 1st shares!

The total cost of the purchase was however a question. So today I logged into my OCBC account, and took a look at the amount to pay through the Electronic Payment for Shares (EPS). It was $142.29!

It came as a bit of a shock, but I recalled that there is a minimum sum of transaction fees involved. Determined to do a thorough breakdown of the fees, I did a quick search of all the transaction fees involved and see whether it worked out to be $142.29. But all the processing fees and brokerage commission didn't add up. My calculation showed that I should be paying more than $142.29. haha..

I guess I would just ask my broker for help on this.

It's one of the many first step.

Towards financial independence! Gambatte!


Friday, November 25, 2016

I AM SPARTAN~!!!

It's been over a week since my Spartan Beast @ Bintan on 19 Nov! while my body sores were gone after 2 days (thanks to my Dearest's massage), the rope burns are still recovering slowly... But I did it! I completed my first Spartan Trifecta! yeah~!

I'm sure there are a lot of other Spartan racers who have completed their first Spartan Trifecta with the completion of Spartan Beast @ Bintan. And I'm quite sure, we would definitely do this...

With the powers combined... I AM SPARTAN~!!
The race wasn't easy, and I didn't train enough to be prepared. So coupling these 2 factors together, the result was a 6hrs 48min race for me. Yes, it was a grueling 6 hours and 48 minutes of jogging, obstacles, getting scratched,  nearly cramped, slow jogging, cramped up so bad my toes curled up and I had to remove my shoes, walking, hurting my back from a fall, slow walking, and rope-burning my legs, and then this:

Flying kick to end the race!
This is probably the hardest race that I have ever did. Both longest, and the one with the most injuries. And on top of that, my last meal was at 5am, and I only ate my next meal at 7.45pm. The 1 small packet of energy gel (that costs $4) is of not much use -_-" or perhaps I just need to eat more of it. OR, just run faster.

I still failed at the 2 obstacles that have monkey bars and hanging loops, but I felt like I have improved from the previous time. And then, there was this obstacle which I have to hang by the rope to touch the bell...

They called it, the Tyrolean Traverse
I had to put my whole body weight on a single rope across my chest and groin area, and then slide to touch the bell. Every pull, I could feel the pain in between my chest, and at my groin. But I was determined to conquer this after my previous failure during Spartan Super, so I persevered. And I did it. Although at the last moment I lost balance and went under the rope, and in a bid to touch the bell, I unconsciously let go of the rope, touched the bell (the most important thing to do ), the landed on my back. Luckily the height wasn't that high, but still my back was hurt.

By the time I have finished and washed up, the main event area was rather empty. Before I went to grab my dinner, I went to the medical area to fix up my rope burns. As I was leaving, I saw a man being pushed out from one of the medical rooms with what it seemed like a mechanical pump on his chest, seemingly in a very critical condition. As I hoped for his safety, unfortunately, he might have been the one on the news whom passed away due to cardiac arrest. RIP.

Throughout the 3 races, what I enjoyed the most was conquering the obstacles (like the whole arena was a huge adult playground for me), and the sense of camaraderie that could be seen throughout the race. There would be people encouraging you when you're trying hard, even though all of us are strangers.
There would be people helping you to overcome those damn walls.
There would be people asking you whether you're alright when you fall, stop, or look like you need help.
And these people, racing alongside of you, suddenly became, comrades.

Aroo.

Friday, November 18, 2016

Moving on to the next phase of life~!

On 11 Nov 2016, I have finally done it!

A nicely executed proposal on the beach, with a lighted pathway to a heart, and a beautiful lady with a definitive answer to end it off =) 

I have been quite busy preparing for this proposal ever since I have ended my project deliverable in Sep. Amidst my preparations for my Vietnam and Hong Kong trip in Oct, I managed to squeeze in time to do all the essentials things for this proposal. 

Dearest was pretty much surprised because I threw her off quite a bit on the tentative period that I would propose, and she was felt that the whole plan was executed very well; from the initiation letter by my colleague at my company DnD, to the blindfolding, to the unfolding to the actual venue, to the actual proposal, and the decorations back in the hotel room which I booked as a celebration, and also as a back-up. She also liked the wooden proposal box which I built from raw materials =) worth all the efforts that I have put in. 

As Dearest have put it, we have been promoted to the next level: from a boyfriend-girlfriend relationship, to a fiancee-fiance relationship. Yeah to the next phase of life~!

Dearest also told me to take a break and focus on myself after being preoccupied with this for quite a while. I also agree on this. A few days back I was struggling to find a focus in my life after being focused on this one single thing for so long. There seems to be quite a bit of things that I want to do, but I don't know where to start. I want to continue to my learning on app development/Java, I want to focus on exercise (because Spartan is coming up this Sat, siao liao~), I want to eat and sleep heathly, I want to play those games that I haven't touch for the longest time (Skyrim, Witcher 3, Shadow of Mordor...), I want review the savings accounts because of the interest changes, I want ...

It kinda got a bit frustrating, and it took a good 15 minutes of quiet meditation before I could calm my nerves down . 

There are tons of things to do, but I have limited time to execute them. So it's high time for me to read through the book the I bought previously and was reading halfway through before I got so busy.

The 5 Choices: The Path to Extraordinary Productivity
The exercises inside book makes me prioritize on what aspects of life that are important to me, and that I need to proactively plan my schedule around them. I would probably blog out the exercises here in order to document it somewhere.

Life just flows away when you're not paying attention to it.
I recall a phrase from a chinese song that I like which aptly describes this:

当你发现时间是贼了,他已偷光你的选择 - 李宗盛, 给自己的歌
[English translation: When you realized that time is a thief, it has already robbed you of your choices] 

I don't like the feeling of being robbed.
So I would rather go 'rob' time.

Thursday, September 8, 2016

It's been a decade long.

Just not long ago, I have finally achieved something that I have always wanted for the last decade, but wasn't able to.
This year, I put in efforts into training, specifically my running, in order to create that possibility.
And that is, my Individual Physical Proficiency Test (IPPT)!

I didn't feel that I was ready to achieve a Gold standard, be it my push-ups, sit-ups or running.
But because I was in camp for reservist, I thought I would just clock a Silver first.

As it turns out, I was in quite a good form that day!
And here is my results:

And it's a... GOLD!
I was rather surprised about my results for push-ups and sit-ups.
And that gave me some hope of achieving a Gold.
That's what motivated me to push even harder for 2.4km run, landing me the best timing I have for the past decade.

As a quote from a well-liked Japanese anime/manga called "History's Strongest Disciple Kenichi", or “史上最强弟子兼一”

“The only thing that won't betray you, is your training"

I shall continue to strive on in my physical well-being. 

Monday, September 5, 2016

The busy period has ended!

It has! Finally! (Hopefully)
at least for this period.

It's time to get my engine started for all the things I have been waiting to start/continue.

Was reading some Facebook articles and came across these few lines of wisdom in dealing with life in general.
Thought I would just list them here, for when I have the chance to look back and reflect, or when I need guidance in life, I can refer back to these lines of wisdom.

Source: http://mindcity.sina.com.tw/weibo/user/2437421643/3898470261509155

我選擇善良,不是我軟弱,因為我明白,因果不空,善惡終有報應;
我選擇寬容,不是我怯懦,因為我明白,寬容了他人,就是寬容自己;
我選擇糊塗,不是我真糊塗,因為我明白,有些東西爭不來,有些不爭也會來;
我選擇平淡生活,不是我不奢望繁華,因為我明白,功名利祿皆浮雲,耐得住寂寞才能升華自己。

My thoughts:

自己的选择, 自己的因果;
我选择,因为我明瞭。
已过的不成熟,一点一滴,累积成果。